GCash imposes wallet and transaction limits to ensure security and compliance. These limits vary based on your account verification tier, affecting how much you can cash out from BingoPlus to your GCash wallet.
GCash Wallet Limit Key Definitions
- Wallet Limit:
Maximum funds allowed in your GCash wallet at any time. - Transaction Limit:
Monthly cap on incoming (e.g., BingoPlus withdrawals) and outgoing (e.g., payments) transfers.
GCash Limits by Verification Tier
| Account Tier | Wallet Limit | Monthly Incoming (Cash-In) Limit |
|---|---|---|
| Basic (New Users) | ₱5,000 | ₱5,000 |
| Fully Verified | ₱100,000 | ₱100,000 |
| GCash Plus | ₱500,000 | ₱500,000 |
Notes:
- BingoPlus withdrawals count as “Cash-In” toward your monthly incoming limit.
- Limits reset at the start of each calendar month.
- Outgoing limits (e.g., sending money) vary but don’t affect BingoPlus transactions.
How to Increase Your GCash Limits
- Login to your Gcash app
- Tap on “Profile” on your GCash homepage.
- Select “Profile Limits” to view your current limits and transaction history.
- Upgrade to Fully Verified: Submit a valid government ID (e.g., passport, driver’s license) in the GCash app.
- Become GCash Plus: Link a bank account or invest via GInvest/GSave to unlock the highest tier.
Pro Tip: Monitor your monthly incoming limit via the GCash app (Profile → Account Limits) to avoid withdrawal blocks.